Huch - Extended KYB Questionnaire

Licensing details

Licence type

Primary License Issuer

Company License Number

License Expiry Date

Is your license issued by a non-EEA / non-EU jurisdiction (Offshore license)?

Yes
No

Upload Operating License

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Planned business activity

Please describe in detail the nature of your business activities

Please list the products and services you offer

What types of counterparties will you transact with?

In which jurisdictions are your counterparties located?

Marketing Jurisdictions

Do you operate in jurisdictions classified as high-risk by FATF or the European Commission?

Yes
No

Are you listed on any official blacklist?

Yes
No

What are your Geo-Restriction Controls?

IP Geo-blocking implemented
Restricted jurisdictions listed in Terms & Conditions
Payment flows disabled for prohibited countries
Age verification implemented

Projected Use of Services

Which currencies will you use when initiating payments via Huch?

Projected monthly transaction volume (number of payments)

Projected average transaction amount

Projected total monthly transaction value

Do you expect to initiate transactions of EUR 15,000 or more?

Yes
No

AML Governance

Do you have a legal and regulatory compliance program approved by your Board of Directors or senior management?

Yes
No

Have you appointed a designated AML Compliance Officer responsible for overseeing your AML/CTF program?

Yes
No

Have you developed written AML/CTF policies documenting how you prevent, detect and report suspicious transactions?

Yes
No

Do you perform periodic internal AML self-assessments?

Yes
No

Do you undergo independent AML audits (internal or external) on a regular basis?

Yes
No

Do you have a policy prohibiting relationships with shell banks?

Yes
No

A shell bank is defined as a bank incorporated in a jurisdiction where it has no physical presence and is unaffiliated with a regulated financial group.

Wealth patterns Email

Do you have specific policies for managing relationships with Politically Exposed Persons (PEPs)?

Yes
No

Do you maintain record retention procedures in line with applicable AML regulations?

Yes
No

Do you maintain a Code of Conduct that includes AML obligations acknowledged by employees?

Yes
No

Do you apply your AML policies across all branches and subsidiaries?

Yes
No

Have you been subject to any AML or terrorist financing penalties within the last five years?

Yes
No

Risk Assessment

Do you conduct a risk-based assessment of your customer base?

Yes
No

Do you identify categories of customers whose transaction patterns are considered routine and expected?

Yes
No

Do you apply Enhanced Due Diligence (EDD) measures to higher-risk customers?

Yes
No

Have you implemented procedures to verify customer identity before establishing a business relationship?

Yes
No

Do you collect information regarding your customers’ business activities?

Yes
No

Do you assess AML policies of Financial Institution customers where applicable?

Yes
No

Do you maintain records of customer identification and KYC documentation?

Yes
No

Do you assess expected transaction behaviour for each customer based on risk profile?

Yes
No

For legal entity customers, do you obtain and verify constitutive documents?

Yes
No

Do you have procedures to identify and report suspicious transactions to relevant authorities?

Yes
No

Do you monitor transactions for structuring or attempts to evade reporting thresholds?

Yes
No

Do you use automated systems to screen customers and transactions against sanctions lists?

Yes
No

Do you prohibit transactions involving sanctioned jurisdictions?

Yes
No

Do you ensure that your products are not used through shell banks?

Yes
No

Do you verify that correspondent banks hold valid operating licenses?

Yes
No

Do you operate an ongoing monitoring program for suspicious incoming and outgoing transactions?

Yes
No

Does your monitoring system cover purchases and redemptions of monetary instruments?

Yes
No

Internal Controls

Please describe your customer onboarding procedures (CDD, KYC)

Please describe your ongoing customer monitoring procedures

Upload AML/CTF and Sanctions Policies

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Upload Customer Onboarding & Monitoring Procedures

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Full Name of Representative

First

Last

Date of Birth

Citizenship

Email Address

Phone Number

Residential Address

Address Line 1

Address Line 2

City

State / Province / Region

Postal Code

Country

Representative – Government Issued ID

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Representative – Address Verification (Utility Bill / Bank Statement)

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Head of the Company

Only applicable if Representative is not Head of the Company

Is the Representative also the Head of the Company?

Yes
No
Yes, but there are other Heads of the Company

Head of the Company – Details

Full Name of Head of Company

First

Last

Date of Birth

Citizenship

Email Address

Phone Number

Residential Address

Address Line 1

Address Line 2

City

State / Province / Region

Postal Code

Country

Head of Company – Government Issued ID

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Head of Company – Address Verification (Utility Bill / Bank Statement)

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Additional Head of the Company

Full Name of Head of Company

First

Last

Date of Birth

Citizenship

Email Address

Phone Number

Residential Address

Address Line 1

Address Line 2

City

State / Province / Region

Postal Code

Country

Head of Company – Government Issued ID

Drag & Drop Files, Choose Files to Upload You can upload up to 10 files.

Head of Company – Address Verification (Utility Bill / Bank Statement)

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Additional Head of the Company – 2

Full Name of Head of Company

First

Last

Date of Birth

Citizenship

Email Address

Phone Number

Residential Address

Address Line 1

Address Line 2

City

State / Province / Region

Postal Code

Country

Head of Company – Government Issued ID

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Head of Company – Address Verification (Utility Bill / Bank Statement)

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Ultimate Beneficial Owner

Please provide detailed information about natural person(s) who controls the Company by directly or indirectly holding or controlling 25% or more shares or voting rights, or the natural person(s) who otherwise exercises control over the Company.

Full Name of UBO

First

Last

Date of Birth

Citizenship

Email Address

Phone Number

Residential Address

Address Line 1

Address Line 2

City

State / Province / Region

Postal Code

Country

UBO 1 – Ownership Percentage (%)

UBO 1 – Source of Wealth explanation

Please explain UBO’s overall source of wealth (e.g., salary, business profits, dividends, asset sale, inheritance, investments).

UBO 1 – Source of Wealth documents

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Payslips, tax returns, dividend statements, sale agreement…

UBO 1 – Address Verification (Utility Bill / Bank Statement)

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Are there other UBOs holding 25% or more?

Yes
No

Ultimate Beneficial Owner 2

Full Name of UBO 2

First

Last

Date of Birth

Citizenship

Email Address

Phone Number

Residential Address

Address Line 1

Address Line 2

City

State / Province / Region

Postal Code

Country

UBO 2 – Ownership Percentage (%)

UBO 2 – Source of Wealth explanation

Please explain UBO’s overall source of wealth (e.g., salary, business profits, dividends, asset sale, inheritance, investments).

UBO 2 – Source of Wealth documents

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Payslips, tax returns, dividend statements, sale agreement…

UBO 2 – Address Verification (Utility Bill / Bank Statement)

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Ultimate Beneficial Owner 3

Full Name of UBO 3

First

Last

Date of Birth

Citizenship

Email Address

Phone Number

Residential Address

Address Line 1

Address Line 2

City

State / Province / Region

Postal Code

Country

UBO 3 – Ownership Percentage (%)

UBO 3 – Source of Wealth explanation

Please explain UBO’s overall source of wealth (e.g., salary, business profits, dividends, asset sale, inheritance, investments).

UBO 3 – Source of Wealth documents

Drag & Drop Files, Choose Files to Upload You can upload up to 10 files.

Payslips, tax returns, dividend statements, sale agreement…

UBO 3 – Address Verification (Utility Bill / Bank Statement)

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Ultimate Beneficial Owner 4

Full Name of UBO 4

First

Last

Date of Birth

Citizenship

Email Address

Phone Number

Residential Address

Address Line 1

Address Line 2

City

State / Province / Region

Postal Code

Country

UBO 4 – Ownership Percentage (%)

UBO 4 – Source of Wealth explanation

Please explain UBO’s overall source of wealth (e.g., salary, business profits, dividends, asset sale, inheritance, investments).

UBO 4 – Source of Wealth documents

Drag & Drop Files, Choose Files to Upload You can upload up to 10 files.

Payslips, tax returns, dividend statements, sale agreement…

UBO 4 – Address Verification (Utility Bill / Bank Statement)

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Confirmation

I hereby certify that the information provided in the Questionnaire is complete, true and accurate and I undertake to inform Huch immediately in writing about any changes in the information provided as well as provide additional information or documentation upon Huch’s request. I undertake to use Huch services for legitimate purposes only and I understand that if the information in this Questionnaire turns out inaccurate or misleading, it may lead to unilateral termination of business relationship.

Date

Company information

Licensing details

Planned business activity

Projected Use of Services

AML Governance

Risk Assessment

Internal Controls

Head of the Company

Head of the Company – Details

Additional Head of the Company

Additional Head of the Company – 2

Ultimate Beneficial Owner

Ultimate Beneficial Owner 2

Ultimate Beneficial Owner 3

Ultimate Beneficial Owner 4

Legal Information

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